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California First Time Homebuyers Loans

Are you in the market for your first California home?  Congratulations on the next big step in your life.  Suburban Mortgage Company can help you get the funds you need as well as help you get the information you need with all the steps you need to take.

Consumers need to get pre-qualified for a loan before looking for a(n) California home and Suburban Mortgage can provide you with the loan you need to secure your California first home.

Suburban Mortgage Company can provide first-time California homebuyers with a network of California mortgage brokers and California licensed lenders that will take their application, process your loan documents, and see the California loan through each phase.

Suburban Mortgage Company specializes in the following services:

California First Time Homebuyers Programs

California First Time Homebuyers Loans

California First Time Homebuyers Grants

California First Time Homebuyers Assistance

California First Time Homebuyers Mortgages

California First Time Homebuyers Guides

California First Time Homebuyers Tips

Buying a(n) California house requires a down payment, which can be anywhere from 3% to 20% depending on the type of the loan.  Suburban Mortgage can help you get California down payment assistance.  Click on apply and a California lender will provide you with the needed information.

Securing your new California home will require closing costs.  These charges are for services related to the closing of your property transaction.  Such services can be mortgage insurance fees, title policy fees from the title insurance company, escrow fees from the company conducting the transaction, and homeowners insurance.  Suburban Mortgage can help you find a(n) Californialender who can give you an actual estimate of these costs and information about California loan programs that can help you with your closing costs.

Loans can have points.  A point is a loan origination fee that is equal to 1% of the amount of the loan.  With the interest rate they comprise the yield on your loan for the lender.  Lenders may charge a higher interest rate and charge no points.  Suburban Mortgage will help you find a California lender to make sure your California loan has a competitive rate.

First-time homebuyers can have a loan with 2 types of rates, a fixed rate or an adjustable rate.  The one you choose will depend on the current mortgage rates.  For higher interest rates, an adjustable rate might be a better option.  If interest rates are low, consumers may want to take advantage of the current rate and not be threatened with a possible increase in interest rates.  We can help you determine which is the better option after taking all your factors into consideration.

There are two types of loans.  Government loans are Federal Housing Administration (FHA) and Veterans Administration (VA).  An FHA loan has both fixed and adjustable interest rates.  VA loans have fixed rates.  Conventional loans have interest rates that may be fixed or adjustable.  These loans are available up to 97% loan to value.

Once you have decided to buy your first California home, Suburban Mortgage can help you find the best California loan customized to your needs.  We will assist you in every process and help explain the entire process.

Suburban Mortgage helps get you the best first time homebuyer mortgage rates in La Mirada, Rancho Santa Margarita, Novato, Covina, Placentia, Cypress, Yuba City, Highland, Watsonville, Azusa, Cathedral City, San Ramon, Madera, Tulare, Bell Gardens, Palm Springs, Hanford, Palm Desert, San Luis Obispo, Yucaipa, Newark, Rocklin, Gilroy, Danville, Rohnert Park, Rancho Palos Verdes, Delano, La Puente, Lompoc, Porterville, San Gabriel, Aliso Viejo, Culver City, San Bruno, Perris, Stanton, Monrovia, Pacifica, El Centro, Campbell, Bell, Brea, Ceres, Martinez, West Hollywood, West Sacramento, Hollister, San Dimas, Dana Point, Temple City, Manhattan Beach, Beverly Hills, Claremont, San Juan Capistrano, Moorpark, Montclair, Dublin, Morgan Hill, Laguna Hills, Pleasant Hill, La Verne, Lawndale, Seaside, Lake Elsinore, East Palo Alto, Brentwood, San Pablo, Walnut, Calexico, Menlo Park, La Quinta, Monterey, Los Banos, Saratoga, Foster City, Twentynine Palms, Santa Paula, Maywood, Goleta, Los Gatos, Burlingame, Los Altos, Imperial Beach, Coachella, San Carlos, Benicia, Suisun City, Atascadero, Paradise, El Paso de Robles (Paso Robles), Oakley, Eureka, Norco, San Jacinto, Banning, Ridgecrest, Cudahy, Lemon Grove, South Pasadena, Belmont, Atwater, Lafayette, Seal Beach, Windsor, San Fernando, Laguna Beach, South Lake Tahoe, Coronado, El Cerrito, Soledad, Barstow, Wasco, Galt, Port Hueneme, Duarte, Brawley, Agoura Hills, South El Monte, Blythe, Reedley, Marina, Lemoore, and Corcoran

Please Click on the Banner Below to Apply for a California First Time Homebuyers Loan.

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