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New Jersey First Time Homebuyers Loans

Are you in the market for your first New Jersey home?  Congratulations on the next big step in your life.  Suburban Mortgage Company can help you get the funds you need as well as help you get the information you need with all the steps you need to take.

Consumers need to get pre-qualified for a loan before looking for a(n) New Jersey home and Suburban Mortgage can provide you with the loan you need to secure your New Jersey first home.

Suburban Mortgage Company can provide first-time New Jersey homebuyers with a network of New Jersey mortgage brokers and New Jersey licensed lenders that will take their application, process your loan documents, and see the New Jersey loan through each phase.

Suburban Mortgage Company specializes in the following services:

New Jersey First Time Homebuyers Programs

New Jersey First Time Homebuyers Loans

New Jersey First Time Homebuyers Grants

New Jersey First Time Homebuyers Assistance

New Jersey First Time Homebuyers Mortgages

New Jersey First Time Homebuyers Guides

New Jersey First Time Homebuyers Tips

Buying a(n) New Jersey house requires a down payment, which can be anywhere from 3% to 20% depending on the type of the loan.  Suburban Mortgage can help you get New Jersey down payment assistance.  Click on apply and a New Jersey lender will provide you with the needed information.

Securing your new New Jersey home will require closing costs.  These charges are for services related to the closing of your property transaction.  Such services can be mortgage insurance fees, title policy fees from the title insurance company, escrow fees from the company conducting the transaction, and homeowners insurance.  Suburban Mortgage can help you find a(n) New Jerseylender who can give you an actual estimate of these costs and information about New Jersey loan programs that can help you with your closing costs.

Loans can have points.  A point is a loan origination fee that is equal to 1% of the amount of the loan.  With the interest rate they comprise the yield on your loan for the lender.  Lenders may charge a higher interest rate and charge no points.  Suburban Mortgage will help you find a New Jersey lender to make sure your New Jersey loan has a competitive rate.

First-time homebuyers can have a loan with 2 types of rates, a fixed rate or an adjustable rate.  The one you choose will depend on the current mortgage rates.  For higher interest rates, an adjustable rate might be a better option.  If interest rates are low, consumers may want to take advantage of the current rate and not be threatened with a possible increase in interest rates.  We can help you determine which is the better option after taking all your factors into consideration.

There are two types of loans.  Government loans are Federal Housing Administration (FHA) and Veterans Administration (VA).  An FHA loan has both fixed and adjustable interest rates.  VA loans have fixed rates.  Conventional loans have interest rates that may be fixed or adjustable.  These loans are available up to 97% loan to value.

Once you have decided to buy your first New Jersey home, Suburban Mortgage can help you find the best New Jersey loan customized to your needs.  We will assist you in every process and help explain the entire process.

Suburban Mortgage helps get you the best first time homebuyer mortgage rates in Newark, Jersey City, Paterson, Elizabeth, Trenton, Camden, Clifton, East Orange, Passaic, Union City, Bayonne, Vineland, New Brunswick, Plainfield, Perth Amboy, West New York, Hackensack, Sayreville, Kearny, Atlantic City, Linden, Hoboken, Fort Lee, Fair Lawn, Long Branch, Westfield, Garfield, Millville, Rahway, Paramus, Bergenfield, Englewood, Ridgewood, Lodi, Cliffside Park, South Plainfield, Bridgeton, Carteret, Roselle, Summit, North Plainfield, Point Pleasant, Glassboro, Pleasantville, Elmwood Park, Morris, Hawthorne, Dover, Rutherford, Palisades Park, Dumont, Lindenwold, Asbury Park, New Milford, Hopatcong, Secaucus, South River, Tinton Falls, Ocean City, Madison, Phillipsburg, North Arlington, Ramsey, Harrison, Collingswood, Princeton, Highland Park, Eaton, Middlesex, Tenafly, Roselle Park, Fairview, Oakland, Metuchen, Hammonton, Ventnor City, Ridgefield Park, Ringwood, Brigantine, Somerville, Florham Park, New Providence, Red Bank, Hasbrouck Heights, Haddonfield, Wallington, Somers Point, Glen Rock, Freehold, Gloucester City, Bellmawr, West Paterson, Guttenberg, Franklin Lakes, Westwood, River Edge, Pine Hill, Ridgefield, Pompton Lakes, Lincoln Park, Keansburg, Little Ferry, Hacketts, Beachwood, Manville, Woodbury, Wanaque, Bound Brook, Hillsdale, and Totowa.

Please Click on the Banner Below to Apply for a New Jersey First Time Homebuyers Loan.

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