Suburban Mortgage Co. Suburban Mortgage Co.
   Find imformation about Mortgages, Refinancing, Low APR Rates and more.

South Carolina First Time Homebuyers Loans

Are you in the market for your first South Carolina home?  Congratulations on the next big step in your life.  Suburban Mortgage Company can help you get the funds you need as well as help you get the information you need with all the steps you need to take.

Consumers need to get pre-qualified for a loan before looking for a(n) South Carolina home and Suburban Mortgage can provide you with the loan you need to secure your South Carolina first home.

Suburban Mortgage Company can provide first-time South Carolina homebuyers with a network of South Carolina mortgage brokers and South Carolina licensed lenders that will take their application, process your loan documents, and see the South Carolina loan through each phase.

Suburban Mortgage Company specializes in the following services:

South Carolina First Time Homebuyers Programs

South Carolina First Time Homebuyers Loans

South Carolina First Time Homebuyers Grants

South Carolina First Time Homebuyers Assistance

South Carolina First Time Homebuyers Mortgages

South Carolina First Time Homebuyers Guides

South Carolina First Time Homebuyers Tips

Buying a(n) South Carolina house requires a down payment, which can be anywhere from 3% to 20% depending on the type of the loan.  Suburban Mortgage can help you get South Carolina down payment assistance.  Click on apply and a South Carolina lender will provide you with the needed information.

Securing your new South Carolina home will require closing costs.  These charges are for services related to the closing of your property transaction.  Such services can be mortgage insurance fees, title policy fees from the title insurance company, escrow fees from the company conducting the transaction, and homeowners insurance.  Suburban Mortgage can help you find a(n) South Carolinalender who can give you an actual estimate of these costs and information about South Carolina loan programs that can help you with your closing costs.

Loans can have points.  A point is a loan origination fee that is equal to 1% of the amount of the loan.  With the interest rate they comprise the yield on your loan for the lender.  Lenders may charge a higher interest rate and charge no points.  Suburban Mortgage will help you find a South Carolina lender to make sure your South Carolina loan has a competitive rate.

First-time homebuyers can have a loan with 2 types of rates, a fixed rate or an adjustable rate.  The one you choose will depend on the current mortgage rates.  For higher interest rates, an adjustable rate might be a better option.  If interest rates are low, consumers may want to take advantage of the current rate and not be threatened with a possible increase in interest rates.  We can help you determine which is the better option after taking all your factors into consideration.

There are two types of loans.  Government loans are Federal Housing Administration (FHA) and Veterans Administration (VA).  An FHA loan has both fixed and adjustable interest rates.  VA loans have fixed rates.  Conventional loans have interest rates that may be fixed or adjustable.  These loans are available up to 97% loan to value.

Once you have decided to buy your first South Carolina home, Suburban Mortgage can help you find the best South Carolina loan customized to your needs.  We will assist you in every process and help explain the entire process.

Suburban Mortgage helps get you the best first time homebuyer mortgage rates in Columbia, Charleston, North Charleston, Greenville, Rock Hill, Mount Pleasant, Sumter, Spartanburg, Hilton Head Island, Goose Creek, Florence, Summerville, Aiken, Anderson, Myrtle Beach, Greenwood, Greer, Easley, North Augusta, Mauldin, Simpsonville, West Columbia, Gaffney, Hanahan, Orangeburg, Beaufort, Cayce, Conway, North Myrtle Beach, Clemson, Irmo, Newberry, Forest Acres, and Lexington.

Please Click on the Banner Below to Apply for a South Carolina First Time Homebuyers Loan.

Apply for a Suburban Mortgage loan
 © 2004-2007 Suburban Mortgage Co Site Map